LOAN MODIFICATION

Getting a loan modification or refinancing can be a long process.  You have several options.   There are governments home programs (loan modifications under the Obama program) or if you have enough equity in your home, a new mortgage through a refinance.  If you decide to pursue a refinance, I can help you shop for the best terms and compare the Annual Percentage Rate.  I can help you understand the terms, cost and conditions of a loan modification.

The rules have changed for government programs.  The program has been expanded and now 6 out of 10 homeowners will be able to save their home from foreclosure by changing the terms of their mortgage with the Obama Plan.  I can explain the changes to you.

A knowledgeable professional can help evaluate your situation and discover exactly which homeowners help program you qualify for.  If you don’t qualify for a government program you don’t want to waste your time filing documents and waiting for the bank to reject you.

DON’T BE A VICTIM TO A LOAN MODIFICATION SCAM – YOU SHOULD NOT PAY AN UPFRONT FEE FOR HELP TO A PERSON OR COMPANY PROMISING YOU A NEW LOAN.  The only fees you should pay are to the banking institution that is doing your loan.  I can help you find which banks have the best programs for you and help you avoid fees.

I will help determine what is in your best interest and show you the options, but YOU will always be the decision maker.